US and Philippine military massacre civilians in Maimbung, Sulu

In the early morning of 4 February, while the villagers were sound asleep, troops of the reactionary Armed Forces of the Philippines launched an armed attack on the fishing village of Ipil in Maimbung town, Sulu, in the southern island of Mindanao. They massacred at least eight civilians, including two children aged 4 and 9, two teenagers aged 15 and 17 and a pregnant woman, and a soldier who was on leave at that time. The military operations also caused the wounding of many other civilians and destruction of property.

The AFP tried to cover up the massacre by saying that it was a legitimate operation and that the victims were members of the terrorist Abu Sayyaf Group (ASG). The women and children who were killed, they said, died in the crossfire. The surviving victims, their families and local government officials however vehemently belied these claims of the military. They asserted that the victims were ordinary seaweed farmers and fisherfolk, and not members of the Abu Sayyaf Group.

The ASG is a creation of the AFP and the Central Intelligence Agency (CIA) in 1991 to undermine the Moro people’s struggle for self-determination. It has since turned into banditry, kidnapping for ransom and terrorism, but continues to be handled by military officers.

But what is so damning about the Maimbung massacre aside from the killing of civilians is the presence of US military forces in the area. Eyewitness and survivors’ accounts report seeing heavily armed US soldiers in the area while the carnage was going on. There were even reports that what happened in Maimbung was part of the joint military exercise between US and Philippine troops called Balikatan (shoulder-to-shoulder), a sort of practicum for the Philippine military. This is not farfetched since soldiers that attacked the Ipil village belonged to the Light Reaction Company, a unit composed of soldiers who have undergone specialized training from the US military during the joint military exercises.

The specialized US military training produced brutal results in the fishing village of Ipil: civilians were attacked; the children were shot in the head; victims’eyes were gouged out; and fingers and ears were sliced off.

This was not the first time that the US troops have taken part in AFP military operations in Sulu. In early 2007, US troops were present during an armed encounter between the AFP and the Moro National Liberation Front in Indanan town, Sulu. During that period, US military personnel were supposedly building roads in Indanan while the AFP troops were launching big military operations in the entire province.

The US use the so-called humanitarian missions of building roads, bringing relief goods and medical services to neutralize people’s resistance against its presence and to cover up the real purpose of the joint exercises. According to Command Sgt. Maj. William Eckert of the Joint Special Operations Task Force-Philippines (JSOTFP) in his article “Defeating the Idea:Unconventional Warfare in the Philippines”: “Working in close violations including extra-judicial killingscoordination with the US Embassy, JSOTF-P uses Special Forces, Civil Affairs and Psychological Operations forces to surveillance and reconnaissance in very focused areas, and based on collection plans, to perform tasks to prepare the environment and obtain critical information requirements. The information is used to
determine the capabilities, intentions and activities of threat groups that exist within the local population and to focus US forces – and the AFP – on providing security to the local populace. It is truly a joint operation, in which Navy SEALs and SOF aviators work with the AFP counterparts to enhance AFP’s capacities.”[Bulatlat.com]

The presence of US military personnel in the Philippines must be seen in the context of the US’ continuing control of the social,economic, cultural and military aspects of Philippine society, and of the Philippines as the second front in the so-called US war on terror. The Philippines is an ideal launching pad for future attacks against enemies of the US especially in Asia-Pacific and the Middle East.

The people condemn the Balikatan exercises, the presence of US troops, andUS military aid as having exacerbated the already tense and dangerous situation in the country, and in Mindanao in particular, and has led to increasing human rights and forced disappearances.

They demand a pull out of all US troops, a stop to the joint military exercises, the conduct deliberate intelligence, scrapping of agreements and treaties between the United States and the Philippines such as the Mutual Defense Treaty, Visiting Forces Agreement and Mutual Logistics Support Agreement.

Tens of thousands demand truth, join calls to oust Arroyo regime

In a convincing display of “people power” reminiscent of two previous mass uprisings that led to the ouster of two Philippine presidents, tens of thousands of protesters massed up on 29 February in Makati City, the Philippines’ financial district, to send a strong message to the murderous and corrupt Arroyo regime that its days are numbered.

The protest action dubbed as an “interfaith rally for truth”, was held to demand the truth from the latest corruption scandal involving illegitimate president Gloria Arroyo and to ask for her resignation. First Gentleman Mike Arroyo, together with other top government officials, reportedly demanded up to US$130 million in commissions in exchange for granting the National Broadband Network (NBN) project contract to China’s Zhong Xing Telecommunication Equipment Corporation (ZTE). The project was eventually shelved after news broke out about the anomalous deal, but it had not prevented the mounting protests and seething anger of the whole nation.

A cross-section of Philippine society totaling more than 50,000 converged on 29 February to demand the truth and to push for the ouster or resignation of Arroyo. Participants in the rally included workers, peasant groups, youth and students, women, businessmen, middle and upper class housewives, urban poor, church and religious groups, migrants and their relatives, artists and the political opposition including two former Philippine presidents.

Militant groups estimated the number at 75,000, while the political opposition gave an even higher estimate. It was, according to analysts, larger than expected. Youth and students from many colleges and universities composed the main bulk of the protesters.

Speakers at the rally lambasted the Arroyo regime for its corruption, and its other crimes against the people, including the extrajudicial killings and disappearances of opposition activists. And as with the previous displays of “people power”, protesters came out with their creative expressions of fighting slogans and demands. Militant groups carried a large streamer that says “Goodbye Gloria”. A Catholic nun carried a placard that says “What is evil, is evil. Period”. “Gloria, most corrupt president” says another placard, while a dog was seen with a poster on its back that says “Ow-ow-Oust Gloria!”

The resounding demand and call however was: Oust Gloria!

Ever-fearful of the fate suffered by her predecessor who was ousted by “people power”, Gloria Arroyo sought refuge at a military camp in Quezon City.

Even before this mammoth gathering, military and police loyalists of Gloria acted desperately to prevent a groundswell of people massing-up. They fed media with worn-out alleged reports of possible infiltration of the rally by the New People’s Army or by supposed terrorists. They set up blockades and checkpoints around Metro Manila to prevent rallyists from the provinces from joining the Makati protesters. They further prevented media from taking aerial shots from helicopters of the massive protest by declaring the area a “no-fly zone”.

In an official statement, Bayan (New Patriotic Alliance) said that the Makati mobilization sends a very strong message to Malacañang and other institutions of the government that the Filipino people seriously and urgently demand for truth, justice, and meaningful changes in the leadership and system of governance amid the latest political crisis that has been rocking the Arroyo regime.

Professor Jose Ma. Sison, Chief Political Consultant of the National Democratic Front of the Philippines (NDFP), in a statement on 01 March stressed that “the fake president and her retinue of bureaucratic sycophants and military bully boys should be able to read the handwriting on the wall. They have been weighed and grievously found wanting. Their days are numbered. Their doom is in the horizon.”

As Gloria Arroyo presses all her panic buttons, so to speak, the people and the organized forces are bracing for bigger mobilizations and more creative expressions of protest to force the ouster of Gloria Arroyo.

Militant migrant organizations, representing about 10 million overseas Filipinos forced to live and work abroad because of the corruption, brutality, poverty, unemployment and backwardness of Philippine society, have called for the withholding of remittances at least once a month. The remittances of migrant Filipinos help sustain the bankrupt Philippine economy and bureaucracy. Migrant Filipinos send US$30 million in remittances daily.

Meanwhile, protest rallies by Filipino migrants and foreign allies around the world were also held to show solidarity with the calls being made in the Philippines for the ouster of the Arroyo regime. In Australia and Hong Kong, migrant Filipinos and human rights advocates not only called for the ouster of the Arroyo regime but also called for “Zero Remittance Day” on 8 March. They condemned the plundering of their hard-earned money to prop-up Arroyo’s corruption-riddled government.

Rallies were also held in the cities of New York, New Jersey, San Francisco and Los Angeles in the United States, in Toronto and Vancouver in Canada, and in Amsterdam in The Netherlands. They demanded that Arroyo be held accountable for her many crimes against the Filipino people, including massive corruption and grave violations of human rights.

Danielle Galan, president of Anakbayan New York said that “corruption is a disease that robs Filipinos of a promising future. It is the same reason why our parents and fellow Filipino youth left the country to search for better lives abroad. Those who engage in it must answer to the nation’s call for accountability.”

Arroyo regime teeters on the brink of ouster

The conversation between the taxi driver and his passenger showed how desperate life has become for many Filipinos: The driver made remarks on how life has become so difficult these days. Then he said, “If only someone can assure me that they will take care of my family, I am willing to die just so I can assassinate this no-good president Arroyo.”

A social volcano is indeed waiting to erupt with the pent-up anger of the long suffering Filipino people against a cheating, stealing and lying president.

A new and yet bigger wave of calls for Arroyo’s ouster or resignation has swept the country after revelations from former government official Rodolfo Lozada, Jr. confirmed the direct involvement of Mike Arroyo, the husband of Manila president Gloria Macapagal-Arroyo, in a multi-million dollar kickback scandal in connection with a proposed National Broadband Project awarded to Chinese company Zhong Xing Telecommunication Equipment Company (ZTE).

Rodolfo Lozada, Jr. has insider knowledge of the highly anomalous deal. Gloria Arroyo’s henchmen in the Philippine National Police, military intelligence community and in her cabinet tried everything to stop Lozada from testifying before Senate committees investigating the scandal. They sent him to Hong Kong. But the guilt-stricken Lozada decided to come back to the Philippines to reveal everything he knew. While disembarking at the Ninoy Aquino International Airport, he was abducted by a unit of the Presidential Security Group (PSG) and PNP presumably upon orders of Arroyo’s top cabinet officials. But the incident came to the knowledge of journalists and subsequent outcries from the public forced the abductors to surface Lozada.

Testifying finally before the Philippine Senate, Lozada disclosed in great detail what he knew about the anomalous deal. He revealed how former Commission on Elections Chairman Benjamin Abalos, acting on instructions from Mike Arroyo, brokered a deal with the Chinese firm ZTE asking for US$130 million dollars in kickback or commission. He recounted that when the anomalous deal was exposed and subsequently shelved, he was sent to Hong Kong to escape being investigated by the Senate which had subpoenaed him to testify. He told about the harrowing ordeal he went through when he was abducted by elements of the PSG and PNP when he disembarked from the plane from Hong Kong thinking that he was going to be killed to prevent him from spilling the beans.

Reflecting the mood of the general populace, the President of the Catholic Bishops Conference of the Philippines (CBCP), Archbishop Angel Lagdameo, has called on the people to launch “communal action”. A broad spectrum of Philippine society, agitated by Lozada’s testimony, has interpreted the archbishop’s words as a call for the people to mobilize to remove Arroyo from the presidency.

The roots of discontent

Under the Arroyo regime, joblessness has grown to record levels. In 2007, conservative estimates put 4.1 million Filipinos without jobs. Since 2001, when Arroyo assumed the presidency, up to 2006, average family income has dropped by PhP20,400.

There is a great disparity in incomes with the top 20% or 3.5 million families accounting for 52.8% of the total income, while the poorest 80% or 13.9 million families taking the remaining 47.3%. The income of the top 10% is 19 times that of the poorest 10 percent. The Forbes.com estimates the net worth of the country’s 20 richest individuals of US$15.6 billion in 2006 as equivalent to the combined annual income of the poorest 10.4 million families or 52 million Filipinos. Eighty percent of families or 70 million Filipinos struggle to survive on around US$2.50 a day.

This situation has impelled the workers to fight more resolutely for a wage increase which has always been stubbornly opposed by the regime. In 2007, the average wage of workers in the most industrialized area around the capital is not even half of the actual cost of living. Poverty in the countryside is even worse.


The trade deficit in 2006 was $6.817 billion The perennial trade deficit is the result of the basic weakness of the country’s semifeudal economy which does not have an industrial base. Because of this, it imports most of its manufactured goods. Even its so-called manufactured exports are merely low-value added re-exports because as in the electronics sectors the products contain from 90%-95% imported raw materials. These re-exports actually earn very little for the local economy.

A fiscal crisis is threatening to explode on the regime’s face in 2008. The regime has been able to buy time in 2007 only because it had gone on a privatization binge unparalleled in the country’s history. In 2007 alone, PhP90.6 billion in government assets were sold to private capital which was nearly as much as the PhP93.9 billion sold in the previous 15 years spanning three administrations. Without the proceeds from privatization there would have been a PhP78.0 billion deficit.

Seemingly, the only bright spot in this grim economic horizon are the remittances of around eight up to ten million Overseas Filipino Workers (OFWs). The US$12.761 billion remittances in 2007 served to offset the US$6.817 billion trade deficit. Ironically, this has redounded to the detriment of the families back home dependent on these remittances. Partly because of the surge in dollar remittances from abroad, the peso has appreciated against the dollar. By the end of 2007, the average family dependent on OFW income lost PhP2,440 a month due to the appreciation of the peso against the dollar.

The OFW phenomenon is one clear indicator of the economy’s backwardness. Eight to ten million Filipinos are abroad because the economy has been failing to provide enough jobs for the people.

Already suffering from economic hardships brought on by the regime, a litany of shady deals and corruption scandals involving the first family has further fueled the anger of the people against the Manila president. Among these were the US$70 million payoff by German firm Fraport AG to the Office of the President for a US$425 million airport terminal expansion project; the Php400 million laundering of ill-gotten wealth from monthly kickbacks from government corporations; the diversion of PhP728 million in fertilizer funds for the campaign kitty of Gloria Arroyo in the 2004 presidential elections; US$50 million in “commissions” for the overpriced North Luzon Railways Project; the 5.1 kilometer Diosdado Macapagal Boulevard whose PhP1.1 billion cost was reportedly overpriced by PhP536 million, and many others.

Massive demonstrations are being planned in the coming days to demand the resignation of Arroyo. Restive anti-Arroyo soldiers and policemen are reportedly watching in the sidelines ready to move at the proper time. (Please see related story on anti-Arroyo demonstrations)

NDFP Chief Political Consultant Jose Maria Sison said that Arroyo is “ripe for ouster”. He explained that “the sheer growth of the legal and peaceful mass actions in the National Capital Region and on a national scale in the coming days, weeks and months can encourage the military and police to withdraw support from the Arroyo ruling clique and can suffice to cause the resignation, impeachment or outright ouster of the illegitimate and morally bankrupt president”.

Sison further said that prospects for the resumption of formal talks in the GRP-NDFP peace negotiations are bright if the broad masses of the Filipino people and the broad united front succeed in ousting Gloria M. Arroyo. He added, “The broad mass movement can succeed to oust Arroyo only with the full active participation of the patriotic and progressive forces. These (forces) would have some significant weight in the new government and would certainly demand the resumption of the aforesaid formal talks in order to address the roots of the civil war through comprehensive agreements on social, economic and political reforms”.

Raul Castro is new president of Cuba

RAUL Castro was elected Cuban president on February 25 by the National Assembly of Cuba after the ailing Fidel Castro formally resigned as president. Ever since Fidel fell ill in 2005, Raul has taken on the duties of the president of Cuba while concurrently serving as chief of the Armed Forces of Cuba. Raul Castro, who is a younger brother of Fidel, is also a veteran of the Cuban revolution.

Actual US expenses on Iraqi war amount to $3 trillion

THE costs of the US' war and five-year occupation of Iraq has reached a staggering $3 trillion, or ten times more than what is stated in official reports, according to a study conducted by Joseph Stiglitz, former World Bank chief economist.

Stiglitz said the inflated expenses are due to huge contracts worth $193 million bagged by Halliburton, a close ally of Vice President Dick Cheney; high salaries of contracted private security forces ($400,000/year) compared to the relatively low salaries of soldiers ($40,000/year); and overpriced contracts for items such as painting that could have been awarded to the Iraqis at $5 million but were instead contracted out to an American company at $25 million. A huge part of the expenses also went to hospitalization, caring for the sick and funerals for war casualties that were not reflected in the military budget but were instead posted in other departments like the Department of Health.

The actual amount is even bigger if soaring prices of oil are to be factored in. Five years after the occupation, the US has not benefited from Iraqi oil. The total costs also exclude expenses incurred for attending to internal and external Iraqi refugees, medical treatment of Iraqi casualties and the long-term rehabilitation of both American and Iraqi bombing casualties.

The US has resorted to foreign borrowing to sustain its terrorist war on the Iraqi people. A substantial part of this loan amounting to $1 trillion came from China.

Meanwhile, according to a study by an economist of the UK Defence Department, the UK has already incurred war expenses amounting to 5 billion euro ($7.5 billion) as of 2006. An estimated $1 billion was also spent last year.

American soldier in Japan rapes Filipina

A Filipina migrant worker was raped by an American soldier in Okinawa, Japan on February 18. The victim has filed charges against the rapist and is now under the protection of the Okinawa police.

The incident has fueled outrage anew among Filipinos. Successive protests were launched by various women's groups led by Gabriela, at the US embassy to condemn the rape and push for an end to US military presence in the Philippines and other Asian countries. The militant women's group likewise condemned the Arroyo regime's inaction over the issue. If this case is not closely monitored, said Gabriela, the puppet regime will surely cover up the crime just as it did on the rape case of a Filipina in Subic in 2006.

In a related development, 52 women representatives passed a resolution supporting the victim in filing charges against the American soldier. They also called on the Arroyo government to provide legal and financial assistance to the victim throughout the duration of the case and urged the Arroyo government to file a diplomatic protest against the United States.

The Japanese people likewise abhor the US military ases and the huge American military presence in their country. The rape of the Filipina in Okinawa occurred just a few days after an earlier rape of a 14year old Japanese student by another American soldier. Outraged, the local government of Okinawa imposed a curfew and restricted American troop movement in the area. Irate Okinawans also set up a surveillance camera at the gates of the base to monitor the soldiers' movements. They have long been demanding the immediate pullout of all American troops due to repeated cases of human rights violations and the trampling of the Japanese people's sovereignty.

Bayan Muna demands investigation of ODA-funded projects

Bayan Muna demands investigation of ODA-funded projects

THE Bayan Muna party called for an immediate investigation of government projects funded by foreign loans. Rep. Teddy Casiño urged Congress, through the Congressional Oversight Committee on Foreign-Funded Projects to review projects financed by overseas development assistance (ODA) to uncover anomalies involving them. The call was made after the sudden cancellation by Arroyo of 11 projects belonging to this category.

The projects are the Angat Water Utilization and Aqueduct Improvement Project Phase 2 in Metro Manila worth `5.75 billion; Bataan Manila Pipeline Project, `7.2 billion; LRT line 2 Phase 2 Extension (Santolan to Masinag, Antipolo), `10.33 billion; LRT line 1 North Extension, `5.98 billion; Cyber-Education Project, `26.48 billion; Mainline Southrail Project Phase 1A, `15.30 billion; LRT 1 line 1 South Extension (Pasay to Bacoor, Cavite) `15.3 billion; New Communications, Navigation, Surveillance and Air Traffic Management Systems Development Project in North Luzon, `2.64 billion; Regionalization of Mental Health Services in Luzon Urban Beltway, `1.32 billion; Redevelopment of Tacloban Airport Development Project Phase II, `1.12 billion; and even the construction of classrooms for elementary and high school that totals `45.67M. In total, these projects amount to `104 billion.



Choose to be Rich Program
031108

Liquidate your credit card loans. Take stock of your unsecured credit card debt by filling in the chart below. In the margin reorganize the list in descending order of interest rate. Pay off the card with the highest Annual Percentage Rates (APR) first then proceed doewn the line.

Credit Card - Minimum Monthly Payment - Balance - Interest Rate -

Sad to say (or the reverse) I don't have a credit card...



I AM SO HAPPY AND GREATFUL NOW THAT…
031108

1. I don't have a credit card!
2. I am intelligent and full of tactics!
3. I am a millionaire!
4. I am going to Dubai by July!

Jonas Burgos listed in the AFP Order of Battle

Jonas Burgos listed in the AFP Order of Battle

EDITHA Burgos, mother of missing activist Jonas Burgos recently said in an interview that a military secret report states that her son was listed in the Order of Battle (OB) of the AFP, which establishes the motive for his abduction by military agents. The OB is a military list of targeted enemies.

According to Mrs. Burgos, a soldier (who requested anonymity) belonging to the 56th IB of the Philippine Army based in Norzagaray, Bulacan disclosed that Jonas was suspected to be the head of the NPA Intelligence Department in the province of Bulacan and hid under the aliases Ka Raymond, Ka Ramon or Ka Simon.

Jonas has reportedly been in the AFP OB since Marso 17, 2007. The document also revealed that the military was behind his abduction in the Ever Gotesco in Quezon City in April. He underwent tactical investigation first before being reported "neutralized", a military term for "killed."

The military has also implicated Jonas' wife Marian, whose cousin has suffered harassment from persons who introduced themselves as members of the Commission on Human Rights who were trying to locate Jonas' wife and child.

Mrs. Burgos disclosed the information in the course of hearings at the Court of Appeals on her family’s petition for a writ of amparo. Mrs. Burgos has also brought the campaign to surface Jonas to the United States.



Choose to be Rich Work Book
031008

The Waste Watcher's Diet

Write down enough belt-tightening measures to yield at least $150 in savings each month (or as much as you can realistically save) then commit to shredding your budgetary flab. Your financial health depends on it.

I agree to cut back on For a monthly savings of

Total = $
Signed:

As of now I can't answer it yet Im still on the record keeping stage on to where my money goes specifically.



I AM SO HAPPY AND GREATFUL NOW THAT…
031008

1. I am disciplined on my money!
2. The food cart is nearly finished!
3. I am awaiting almost P10,000 by the month's end!
4. I will be at Dubai by July!

Moro groups file case on Sulu massacre at UN rights body

The Suara Bangsamoro and the Moro Islamic Liberation Front will file a case before the United Nations Human Rights Council on the massacre perpetrated by the Special Warfare Group ofPhilippine Navy and Light Reaction Company of the Philippine Army. The massacre, which took place at dawn of February 4 claimed the lives of eight civilians from Ipil, Maimbung, Sulu. The announcement was made after the AFP absolved the soldiers responsible for the massacre.

Suara national chair Amira Lidasan called the results of an AFP probe claiming the slaughter was a legitimate encounter with the Abu Sayyaf "incredible". An investigation had yet to be made but the AFP had been quick to conclude that the victims were either members or coddlers of the Abu Sayyaf. The AFP merely reiterated the same line when it released on February 28 the results of an alleged investigation conducted by the Judge Advocate General's Office of the Western Mindanao Command.

The findings of an investigation by the Commission on Human Rights (CHR) released earlier revealed that no real encounter took place in Maimbung that day and that none of the victims was an Abu Sayyaf member. The report detailed how government troops assaulted the island village of Maimbung and gunned down residents as they pleaded for their lives and shouted that they were civilians.

Two of the raiders were also killed and five others wounded when they mistook each other as enemies and traded shots, according to the CHR.

The one-sided AFP investigation came under severe criticism, prompting Lt. Gen. Nelson Allaga, chief of the Western Mindanao Command, to announce that the results of their probe were just preliminary and that the soldiers involved in the incident were not yet in the clear.

AFP misencounters in Bicol

SIX AFP soldiers died and two others were wounded in a misencounter between the 8th Scout Ranger Company and 3rd Scout Ranger Battalion in Irosin, Sorsogon on February 25.

To cover up the incident, the AFP issued a false report that a clash between the AFP and NPA had transpired and that two NPA fighters were killed and two M16 armalite rifles were recovered.

According to a report by the Celso Minguez Command of NPA-Sorsogon, a team of NPA snipers was on its way to the ambush site when they heard gunshots. Three government troops were hit in the first volley.

The snipers were quick to avoid being caught in the firefight when the second round of shooting ensued between the two military units. After the clash, the enemy soldiers secretly retrieved their casualties.



Choose to be Rich Work Book
(030808)

Debt Quiz: How Deeply Dug in Are You?

1. Do you pay your bills late? yes 2. Have you hidden a bill from your parents, gf/bf, spouse? yes
3. Have you neglected repairing the car/motor because of insufficient funds? yes
4. Is there family tension because of overspending? yes
5. Have you bought something recently that you didn't need and could'nt afford? no
6. Do you regularly spend more than your paycheck? yes
7. Have you been turned down for credit? no
8. Do you buy lottery tickets in the hopes of etting out from under? no
9. Have you put off saving money for a rainy day? yes
10. Does your total debt (mortgage excluded) exceed your rainy day reserve? yes

Score = 0 yes answer - Good for you! Your in control of your cash flow
1-5 yes range answers - you need to reduce your cost
6-10 yes answers - Watch out! You may be headed to a financial disaster!

My score = 7 yes answers - OUCH!



I AM SO HAPPY AND GREATFUL NOW THAT…
(030808)

1. I will be away from financial disaster!
2. Millions are on it's way!
3. I am disciplined and focused!
4. Success is mine!

Looming food crisis

HUNGER is set to worsen in the Philippines and other impoverished countries with a severe food crisis expected to hit this year.

According to economists, one of the factors contributing to soaring prices of basic food items is the proliferation of biofuels. The prices of corn, for instance, which is used in the manufacture of ethanol, increased by a staggering 88% in the world market—which has also triggered a domino effect on the prices of pork and chicken. Corn is a main ingredient in animal feeds.

Also affected by skyrocketing world market prices are coconut oil (96%), rice (54%), soybeans (85%) and wheat (148%). Prices of foods that use wheat and cooking oil (such as bread) are likewise projected to increase as a result. The effects of this crisis are expected to be felt in the Philippines by March.

Another factor is the spiralling price of crude oil that has now come to $103 per barrel, the highest recorded in the last 30 years.

Rapidly rising food prices are sure to worsen the already miserable conditions of the impoverished majority in the Philippines. National Statistical Coordination Board figures state that the proportion of poor Filipinos increased from 24.4% in 2003 to 26.9% in 2006. In fact, up to 80% of Filipinos live in abject poverty because of widespread unemployment and wages pegged at extremely low levels.




Choose to be Rich Work Book
(030708)

HOW WEALTHY ARE YOU?
Total Assets (Rich Dad Version) = P4,690.50
Total Expenses = P16,030+
ZERO WEALTH
Your Wealth (Assets/Expenses) = months
Total Passive Income = P
Note: Once your monthly passive income exceeds your monthly expenses, you're infinitely wealthy because your assets are working for you.
GOAL: TO PURCHASE ASSETS THAT GENERATE PASSIVE AND/OR PORTFOLIO INCOME IN EXCESS OF MONTHLY EXPENSES.

I AM SO HAPPY AND GREATFUL NOW THAT…
(030708)

1. For the movie Goal! I AM REACHING NOW MY DREAMS! NOTHING AND NO ONE CAN STOP ME!
2. March is the month where I am focusng on riches!
3. Money is coming to me in huge amounts! THANKS FOR THE MILLIONS!
4. The youth mag will be a big hit!

New witness confirms bribery in ZTE

The direct involvement of Gloria and Mike Arroyo in the anomalous NBN-ZTE project is further being unravelled as the probe on the graft-ridden contract continues.

On February 26, a new witness named Dante Madriaga, former consultant to ZTE, testified before the Senate that it was the Filipino partners of ZTE led by former COMELEC Chair Benjamin Abalos who received bribes from the Chinese corporation and facilitated kickbacks for the Arroyo couple. One of the Filipino partners, Leo San Miguel, recruited Madriaga for the project.

San Miguel allegedly disclosed to Madriaga that the payoffs to the government officials were released in three tranches. The first, he stated, was $1 million given in August 2006 when negotiations for the contract began. The second tranche was $10 million after NEDA approved the contract in March 2007, half of which went to the Arroyo couple. The third installment was $30 million which was released soon after Gloria Arroyo witnessed the signing of the contract in Boao, China in April 2007. This amount was used to fund the Arroyo coalition's electoral campaign in 2007.

Because of huge kickbacks, the contract ballooned with more than $170 million allotted to bribery.

Madriaga also said that former Malacañang chief of staff Mike Defensor was also involved in the project, and his role was to protect and secure the Arroyo couple's share during the NBN-ZTE transactions.

Still another witness, who according to Sen. Panfilo Lacson has "direct information regarding the flow of money from ZTE", is expected to corroborate Madriaga's testimony.

Meanwhile, the Senate has rejected the Supreme Court's ruling on former NEDA chief Romulo Neri's appearance before the Senate. Neri, who was among the first to blow the whistle regarding the involvement of the president's husband in the anomalous deal invoked "executive privilege" to stop the Senate from forcing him to reveal his discussions with Gloria Arroyo on the now-scuttled ZTE deal. He earlier filed a petition with the Supreme Court seeking to define the parameters of "executive privilege," a provision that bans government officials from from $50 million to a whopping $329 milli on, disclosing conversations with the president.

In a compromise agreement proposed by the Supreme Court on March 4, Neri would be obliged to appear before Senate inquiries but the senators will be probihited from asking the following questions: 1) did the president follow up on the contract; 2) did Arroyo order Neri to proceed with the project even after he had reported about the bribery attempt; and 3) did Arroyo order NEDA to give priority to the ZTE contract.

Both the senators and legal experts said the privilege could not be used to cover up criminal acts, and that it was not proper to limit the scope of questions that the senators may ask witnesses.

Meanwhile, Malacañang recently scrapped Executive Order (EO) 464 as a result of mounting criticisms on the controversial provision. Arroyo was forced to nullify Memorandum Order (MO) 108 as well, which contains illegal provisions the Supreme Court discarded in 2007. Both EO 464 and MC 108 impose restrictions on the attendance of members of the executive branch in congressional and senate investigations. Despite the Palace move, however, the regime continues to evade hearings, prohibit government officials from testifying and weave a web of lies.




Choose to be Rich Work Book
(030608)

WHAT IS YOUR RETURN ON ASSETS?
Total Assets (Rich Dad version) A = P4,690.50
Total Passive and Portfolio Income B = 0 x12 = P0
Cash - On - Asset Return (Annualized Income B/Total Assets A) = 0%
GOAL: INCREASE YOUR CASH-ON-ASSET RETURN



I AM SO HAPPY AND GREATFUL NOW THAT…
030608

1. I am pro people...
2. My aura is good!
3. Everythings gonna be alright!
4. I am healthy and wealthy!

Arroyo's mad scramble to save herself

Gloria Arroyo is in a mad scramble to extricate herself from the quagmire she now finds herself in. In her desperation, she only succeeds in exposing her lies and underscoring her severe isolation from the people.

Gimmicks galore. Arroyo strains to display her handful of supporters even as the oust Arroyo movement expands. Among this handful are members of her cabinet and governors, congressmen, mayors and military and police officials on her payroll. All of them profit from the regime's multitiered corruption.

Arroyo and her minions have conducted a number of "solidarity walks," with one such "walk" held in Malacañang on February 19. On February 25, the 22nd anniversary of EDSA 1, all available military and police officers, among them AFP chief of staff Gen. Hermogenes Esperon and Philippine National Police (PNP) Director General Avelino Razon Jr. marched along EDSA from the People Power Monument to Camp Aguinaldo to show their alleged adherence to the chain of command.

To counter anti-Arroyo rallies joined by growing numbers of people, the Arroyo camp paid a number of barangay councils to organize a pro-Arroyo rally. A handful of fake and mercenary Arroyo supporters rallied at the Welcome Rotunda on February 28-29 simultaneous with the huge mass action then being held in Makati.

Fake witness, more lies. Arroyo has concocted various lies and slanders to damage the credibility of Rodolfo Noel "Jun" Lozada Jr. Among her maneuvers was the sudden appearance of Erwin Santos, a former employee of Lozada's at the Philippine Forest Corporation (Philforest). Amid tears, Santos accused Lozada of being responsible for anomalies at Philforest. Many people found Santos' testimony laughable, especially since it was Malacañang that obviously drew up his script. Santos was unable to hoodwink anyone, and was not even invited by the Senate to testify because of his incredible statements.

On February 12, agents of the National Bureau of Investigation raided Lozada's office at Philforest in Taguig City to dig up evidence and come up with a false story line from the seized papers.

Arroyo thought she could "shed light" on the NBN project by granting an interview over dzRH on February 23. But she ended up incriminating herself when she said that she approved the project even if she knew that the contract was "flawed." She allegedly found out about the "flaw" only on the eve of the contract signing and thus found it awkward to cancel the project outright. The next day, the regime realized that Arroyo's admission over the radio was a faux pas and has since been trying hard to deny that she ever made the statement.

Black propaganda. The regime has been spreading black propaganda in an effort to belittle the protests. It has insisted that the protests are confined to Metro Manila when mass actions are in fact widespread and have been attracting growing numbers both in the provinces and overseas.

The regime claims that conflicts are rife within the ouster movement when there is in fact an overriding unity against Arroyo within.

It likewise continues to spread lies about so-called plans by the New People's Army or the Abu Sayyaf bandit group to sow violence during rallies, when it is in fact the presence of battalions of military and police elements that indicates that the regime is ready to create havoc once Arroyo is in danger of losing her post.

Trembling in fear, sowing terror. Arroyo is deathly afraid of every witness against her who comes forward and has thus been mounting a campaign of harassment and repression.

She has ordered a tight watch against her regime's detractors, ordering the installation of a surveillance camera in front of La Salle where Lozada and his family have sought sanctuary. On February 28, Malacañang tried to spread panic among students of the Polytechnic University of the Philippines by phoning in a bomb threat on the day Lozada was scheduled to speak at a forum in the school. It failed to stop the students from massively showing their support for Lozada and manifesting their hatred for the regime.

There has been an overkill of military and police deployments during rallies, especially last February 29. Makati was declared a "no fly zone" that day to prevent the media from capturing in pictures or on video the actual size of the rally. Convoys of rallyists from the province were likewise blocked.

On the day of the huge rally, Arroyo was so terrified that she locked herself inside Camp Crame for three hours and put high-ranking military and police officers and members of her cabinet under strict surveillance. She left Crame only when the rallyists started to go home.

On March 4, she ordered the arrest of nine activists who staged a rally in the middle of one of her sorties in Laguna.

On the night of March 6, police forces violently dispersed more than 1,000 workers from Southern Tagalog who were rallying in front of the DOLE office in Intramuros, Manila. According to initial reports, three rallyists were arrested, 13 wounded and six missing after the bloody dispersal.

Worsening crisis.

Meanwhile, the International Crisis Group (ICG), a Belgium-based organization that analyzes crisis situations worldwide cited the growing presence of military forces in Metro Manila as an indicator of worsening crisis in the Philippines. The regime has justified the militarization of the national capital region by citing alleged assassination plots against Arroyo. The heightened military presence is in fact a reaction to intensifying anti-Arroyo protests in Metro Manila.



Choose to be Rich Work Book
(030508)

HOW MUCH DO YOU SPEND ON DOODADS?
Total Doodad Amount P66,520
Total Assets (Banker Version) P71,210.5
Doodad percentage of total assets (doodad total/total assets) 93.41%
GOAL: KEEP YOUR DOODADS UNDER 33% OF TOTAL ASSETS. THE LOWER THE PERCENTAGE, THE FASTER YOUR ASSETS WILL GROW.



I AM SO HAPPY AND GREATFUL NOW THAT…
(030508)

1. I am on my way to millions!
2. The youth mag is a success!
3. I am calm and cool!
4. I am in total control!

Anti-Arroyo protests gain momentum

The movement to oust Gloria Arroyo has gained momentum. Successive mass actions and gatherings by various groups and sectors are being launched after a successful rally in Makati on February 15. The anti-Arroyo alliance continues to expand, with its actions and statements becoming more militant.

The youth have a significant participation, especially students from various schools in Metro Manila. According to the latest Pulse Asia survey, three out of four Metro Manila residents believe in Jun Lozada and 76% expressed distrust for Arroyo and her chief minions. Sixty-nine percent (69%) of residents said they approved of protest actions to remove all leading officials involved in the NBN-ZTE anomaly, with one-fourth of them ready to join rallies to oust Arroyo.

Huge Makati demonstration

More than 75,000 people gathered in what was dubbed an inter-faith rally in Makati City on February 29—the biggest number so far since 2005 demanding Gloria Arroyo's resignation or ouster. The rally brought together various religious groups, schools, progressive United Opposition, Jesus is Lord Movement, Makati Business Club and other business groups, Black and White Movement and the Catholic Educators Association of the Philippines, among others.

The rally was marked by te attendance of personalities like former presidents Corazon Aquino and Joseph Estrada, former vice president Teofisto Guingona and a number of senators, former government officials and big businessmen like Manuel Pangilinan of PLDT.

The Communist Party of the Philippines and Comrade Jose Maria Sison, chair of the International League of Peoples' Struggles issued separate statements hailing the successful protest action. Sison said that a new people power uprising may erupt once 100,000-500,000 people gather to oust Arroyo.

Tens of thousands of people succeeded in gathering in Makati despite efforts by the police and military to block protesters. Checkpoints mushroomed along all entry points to Metro Manila to bar rallyists from Southern Tagalog and Central Luzon.

Eleven jeepneyloads of rallyists from Southern Tagalog were stopped in San Cristobal, Calamba and Cabuyao, Laguna, aside from Kilusang Mayo Uno members who were blocked in San Pedro, Laguna. Hundreds of students from Dela Salle University-Dasmariñas were unable to leave Cavite.

In Quezon City, students and teachers from the University of the Philippines-Diliman were barred from marching to Makati.

Two members of the Workers' Assistance Center in Rosario, Cavite were brought to a police station for launching a protest action.

Nationwide protests

Other cities likewise launched successful mass actions. In Dagupan City, Pangasinan, an estimated 5,000 students, church leaders, residents and IBP members attended a mass at the St. John the Evangelist Cathedral and later marched to call for Arroyo's resignation.

In Pampanga, Gov. Ed Panlilio and Bishop Roberto Mallari led a "unity walk for truth" joined by some 500 students. Rallies were also held in Subic, Zambales attended by 1,000 residents and in Baguio City attended by students.

Various protest actions were launched in Bicol. In Naga, more than 2,000 persons linked arms to form a "human chain" around the city and launched a noise barrage. In Sorsogon City, a thousand people joined a rally led by BAYAN and church groups. Mass actions were likewise held in Legazpi City; Daet, Camarines Norte; and Masbate City.

In San Pablo City, Laguna, up to 1,000 people united in a prayer vigil.

In the Visayas, up to 3,000 persons from various sectors attended a rally in Bacolod City. In Iloilo City, an estimated 1,000 people marched in a "Walk for Truth and Justice." They were joined by Archbishop Angel Lagdameo, president of the Catholic Bishops Conference of the Philippines. On the other hand, 500 students and activists rallied in Cebu City. Students launched a forum at the University of the Philippines-Tacloban City.

In Mindanao, 700 persons attended a rally in Cagayan de Oro City, along with Kamatuoran! (Truth), a broad anti-Arroyo alliance. Eight hundred people gathered in Davao City and 400 in Iligan City. Three hundred students from the Mindanao State University in Gen. Santos walked out of their classrooms to show their disgust for the regime. In Cotabato City, up to 200 persons simultaneously lit candles in protest. For the first time, activists launched a noise barrage in Digos City, Davao del Sur.

Protests abroad

Migrant Filipinos also launched protests in various parts of the globe. Part of the protests was the implementation of No Remittance Day as a way of pressuring the bankrupt Arroyo regime that depends on the billions of dollars sent by migrants.

In Hongkong, UNIFIL-Migrante led a rally on February 29. Filipinos meanwhile picketed Philippine embassies and consulates in San Francisco and Los Angeles, California; Seattle; and New York City.

Migrants in Ottawa, Winnipeg and Vancouver in Canada gathered together in protest. In Europe, a mass action was held in Italy.

In the Middle East, migrants declared February 29 a Day of Action. In Sydney, Australia, migrant Filipinos launched "Babay Gloria" (Bagong Bayani, Ayaw kay Gloria or New Heroes Hate Gloria).

Meantime, 61 former cabinet members from the Aquino, Ramos and Estrada regimes, along with members of the Arroyo cabinet who have resigned, called on cabinet members involved in the anomalies concerning the NBN-ZTE project to step down. They gave the Arroyo regime one week to institute reforms against corruption and will call for her ouster should Arroyo remain obstinate.



Choose to be Rich Work Book
(030408)

HOW MUCH DO YOU SPEND ON HOUSING EACH MONTH?
Mortgage Payment P0
Rent Payment P0
Insurance (home) P0
Real Estate Taxes P0
Utilities P0
Maintenance P0
Total P0
How much do you spend as a percentage of net income? Total/C = %
GOAL: KEEP HOUSING COSTS UNDER 33% OF NET INCOME.

I still live with my parents he he he he he he...



I AM SO HAPPY AND GREATFUL NOW THAT…
(030408)

1. I am abundant!
2. I am wealthy!
3. I am a money magnet!
4. I am acquiring massive wealth!

Spread the fires of people's struggles to oust the Arroyo regime

The Filipino people have reached the height of their anger and repudiation of the US-Arroyo regime. They are fed up with, and outraged at, the Arroyo regime's many cases of corruption and mendacity and the acute suffering and oppression it has inflicted on them.

The protest movement is gaining breadth and momentum nationwide. Since the launching of one big rally after another in Makati on February 15 and 29, the collective outpouring of the people's anger has broadened in the national capital and various other parts of the country. All this indicates the Filipino people's resounding repudiation of the US-Arroyo ruling clique and their readiness to tread the path of militant action to put an end to the despicable regime.

More cases of the regime's corruption, lying and brutality are coming to the fore as the protest movement rages. Aside from the anomalies related to the NBN-ZTE project, another recent exposé is that of the antinational agreement entered into by the regime with China, allowing the latter to conduct oil exploration in the Spratly Islands in exchange for billions of dollars worth of loans. A myriad other cases of corruption, including the kickbacks received by the Arroyo family from the IMPSA-Caliraya deal and the Diosdado Macapagal Blvd. overpricing scheme had already been earlier bared.

The people could no longer bear their worsening suffering and poverty. It has become apparent to them that their intensifying hardships are a direct consequence of the Arroyo regime's corruption. The increasingly dismal economic conditions of the broad masses of the people could no longer be obscured by the regime's falsified statistics and media hype about economic progress. The people's growing misery and oppression are increasingly being linked to the regime's reeking corruption.

The regime strains to cover up its heinous crimes by distorting laws, weaving lies, suppressing the mass media and perpetrating a host of other maneuvers and fascist measures. In spite of all this, various sectors—the organized masses, the mass media, church people, businessmen, lawyers—are determined to unravel and expose the truth about the regime's anomalies and corruption.

The desperate regime has stepped up its fascist suppression of those who resist it and desire its ouster. Extrajudicial killings, abductions and other acts of violence against activists, critical media persons and other harsh critics of the regime are rampant. Even rallies and other legal and peaceful forms of protest are blocked and violently dispersed.

But the regime's brutality can no longer rein in the people's seething anger and their growing resistance. The protest movement is spreading like a prairie fire across the land. Rallies have become more frequent and are joined by increasingly bigger numbers of people demanding the regime's overthrow.

We must seize the opportunity presented by the burning protests and resistance to the Arroyo regime. We must reach out to all sectors in every area of the country. We must take advantage of every opportunity to step up our efforts to arouse and organize the people. We must demonstrate the inextricable link between the people's grinding poverty and oppression from day to day and the burning issues of the regime's corruption and repressiveness. We must issue urgent calls to intensify various forms of resistance against the regime. Both open resistance to, and armed struggle against, the regime must be simultaneously waged and advanced.

Conditions are ripe for waging a new, broad and militant people power against the Arroyo regime. We must infuse it with renewed vigor from the lessons drawn from past people's uprisings. We must make it even more historic by raising the level of its organized strength especially from the most impoverished and oppressed sectors and blazing up the national and democratic struggles of the people. Let us give our all in advancing all movements towards this end until the fires of people's struggles spread like a conflagration all over the land.



Choose to be Rich Work Book
(030308)
As of now I don't know how much tax is deducted to my payroll every pay day... I will photocopy my payroll...

WHAT IS YOUR INCOME AFTER TAX?
Your total monthly income A = P18,194
Taxes you pay per month B = P??????
Your net income per month C = P??????
What percentage of your gross income is paid in taxes? B/A =???????%
GOAL: DECREASE THE AMOUNT OF TAX YOU PAY. CONSULT YOUR TAX ADVISOR TO SEE IF YOU ARE TAKING FULL ADVANTAGE OF THE TAX DEDUCTIONS ALLOWED TO YOU. IF YOU HAVE STARTED A BUSINESS, MAKE SURE YOU ARE DEDUCTING ALL LEGITIMATE BUSINESS DEDUCTIONS.



I AM SO HAPPY AND GREATFUL NOW THAT…
(030308)

1. I have a job and I have earnings...
2. I am a millionaire!
3. Money is coming to me in millions!
4. I am healthy and fit!

Bringing the Government Closer to the People...

Another part of my job is to make project proposals, speak in behalf, etc. etc to our Hon. Vice Governor Brando Mella Sael

For this year his focus is bringing the Sangguniang Panlalawigan (Povincial Board) to the people of Albay so hat they can answer, enact and legislate laws that is in consonance to the need and call of the Albayanos.

Below is a copy of the proposal I have made for the Consultative Assembly to be done for the Fsher Folks of Albay West Coast.


CONSULTATIVE ASSEMBLY 2008
SERIES I

Rationale
The Albay West Coast is one of the most abandoned areas of our province. Their economic and environmental status area needs attention of the Provincial Government. This area comprises of three towns, a city and a total of 21 barangays.
A lot of issues abound the said area, among them are the prevalence of illegal fishing from “ulbot gabot” to the dreaded “pangulong “. Their economic condition is no laughing matter, even the joke about “fish and order” no longer holds true in reality since the catch ratio of fishes per fishermen is very scarce.
This people need the reassurance that the Provincial Government, the Sangguniang Panlalawigan is with them in their journey.


Participants: ALBAY WEST COAST FISHER FOLKS
Average of 40-50 persons attended per barangay. A total of 994 fisher folks attended; three speakers; staff and drivers of the speakers, six persons; PRLI staff 18 facilitators. The assemblies were clustered per town/city with the following dates: Libon: Jan. 5, 2008, Oas: Jan. 12, 2008, Ligao City: Jan 19, 2008, Pioduran: Jan. 26, 2008.

A. Libon Number of Pax Date
1. Barangay Apud 50 Mar. 5, 2008
2. Barangay Rawis 49 Mar. 5, 2008
3. Barangay Talin-Talin 44 Mar. 5, 2008
4. Pantao 49 Mar. 5, 2008
TOTAL 192

B. Oas
5. Maramba 40 Mar. 12, 2008
6. Nagas 47 Mar. 12, 2008
7. Tapel 50 Mar. 12, 2008
8. Cagmanaba 49 Mar. 12, 2008
9. Badian 49 Mar. 12, 2008
TOTAL 235

C. Ligao City
10. Catburawan 49 Mar. 19, 2008
11. Cabarian 47 Mar. 19, 2008
12. Maonon 49 Mar. 19, 2008
TOTAL 145
D. Pioduran
13. Basicao 50 Mar. 26, 2008
14. Marigondon 44 Mar. 26, 2008
15. Zone 1 40 Mar. 26, 2008
16. Zone 2 50 Mar. 26, 2008
17. Zone 3 49 Mar. 26, 2008
18. Zone 4 50 Mar. 26, 2008
19. Zone 5 47 Mar. 26, 2008
20. Zone 6 43 Mar. 26, 2008
21. Zone 7 49 Mar. 26, 2008
TOTAL 422


Objectives
The main objective of this series of consultative assemblies is to bring the government closer to the people, Putting into action the much used by word participatory leadership.
Other specific targets are as follows:
1. To arouse the sentiments of our fisher folks to work with the Provincial Government, specially in curbing illegal fishing and other illegal activities
2. To organize our fisher folks to into environment protection units, in lined with our Governor’s project of A2C2.
3. To mobilize our fisher folks into much more productive economic individuals.


Program
Three speakers were invited to talk regarding the different issues of our fisher folks. The said speakers were from BFAR (to talk about illegal fishing and its effects), PAMALAKYA (to talk about the democratic rights and welfare or fisher folks) and from TLRC (to talk about economic/livelihood ventures that can be done by our fisher folks).
The said assembly is a whole day activity. The morning session will start by 8am focusing on the speakers, after lunch is the open forum and consultation with the people that can help in the legislative process of the Sanggunian.

Budget
Mar. 5, 2008 LIBON
Meals P120/head 219 (192 pax, 3 speakers, 6 speakers’ staff & 18 PRLI) P26,280
Speaker’s Honorarium P1,500/head 3 speakers 4,500
TOTAL P30,780

Mar. 12, 2008 OAS
Meals P120/head 262 (235 pax, 3 speakers, 6 speakers’ staff & 18 PRLI) P31,440
Speaker’s Honorarium P1,500/head 3 speakers 4,500
TOTAL P35,940

Mar. 19, 2008 LIGAO CITY
Meals P120/head 172 (145 pax, 3 speakers, 6 speakers’ staff & 18 PRLI) P20,640
Speaker’s Honorarium P1,500/head 3 speakers 4,500
TOTAL P25,140

Mar. 26, 2008 PIODURAN
Meals P120/head 262 (422 pax, 3 speakers, 6 speakers’ staff & 18 PRLI) P53,880
Speaker’s Honorarium P1,500/head 3 speakers 4,500
TOTAL P58,380

GRAND TOTAL P150,240


CHOOSE TO BE RICH WORK BOOK
022408

Personal Heroes Lessons Learned
1. Robert Kiyosaki The real concept of being financially free and how to get there...
2. Henry Sy The value of perseverance and business common sense...
3. Kenshin Himura The courage to face your worst enemy - yourself...
4. Rock Lee The importance of hard work and pushing yourself to the limit to reach your goals...



I AM SO HAPPY AND GREATFUL NOW THAT…
022408

1. I am on my way for financial freedom...
2. The rain have finally stopped...
3. I have no money... The next turn of the wheel is to have plenty of it...
4. Thanks for the MILLIONS!